EDIT: Added a close up of my tail so you can see the texture.
I've taken to wearing jeans (also of my own design) when going about in Second Life. It seems to me a reasonable compromise between personal freedom (I much prefer wearing nothing at all) and social acceptability. I also think the jeans go well with my ventral fur, sort of teasing you because you see the lighter fur almost ends there but not quite.
The whiskers I "borrowed" from a mouse avatar I bought.
I've subtly recoloured the balls to have slightly pinkish shade.
What a cute belly he has!
And a tail at the end. I drew the texturing on paper, then scanned it in and gimped it until it looked like a rat's tail.
For a comparison, this is what I started with back in July of last year.